If you are currently exploring the available home health care options for you or for your loved one, you may be worried about costs. How do you qualify for home health care services in Phoenixville, Pennsylvania? The answer: it depends entirely on your situation. At Personal Health Care, we accept both government benefits and private coverage.
Home Health Care Services May Be Available Through Federal or State Programs
Many elderly people receive their home health care coverage through Medicaid. As explained by U.S. Centers for Medicare & Medicaid Services, a senior citizen may qualify to receive home health care services through Medicare if a doctor certifies that they require intermittent skilled nursing care, physical therapy, or occupational therapy.
Beyond Medicare, many people also receive home health care coverage through Medicaid. Notably, long-term care applicants must meet certain requirements to qualify for services under the program, including being certified as ‘homebound’ and satisfying certain financial means tests. In some cases, Medicaid home health benefits are used to supplement Medicare coverage.
There are also some state-based programs that can be used to obtain partial or total coverage for home health services. Indeed, the Pennsylvania Department of Human Services (DHS) offers some funding for eligible applicants.
You May Also Qualify Through Long-Term Care Coverage or Other Private Insurance
There are many people who also qualify for home health care services throughout non-government insurance plans. In many but not all cases, private coverage is obtained through an employer-sponsored insurance policy. These private policies generally have their own eligibility standards. If you are seeking coverage through a private plan, it is essential that you work closely with their doctors and keep careful track of all relevant medical records.
We Can Offer Guidance on Qualifying for Benefits
If you or your loved one needs home health services, our team can help you understand all of the available options for qualifying for services or for privately paying for services. It is normal to be confused and even overwhelmed by the process of finding reliable home health care and navigating all potential avenues for coverage. Our team is here to help you understand your rights and options.
Schedule Your Free Home Health Care Services Assessment Right Away
At Personal Health Care, we are proud to be the region’s top home health care agency. If you have questions or concerns about qualifying for Phoenixville home care services, we are here to help you get the answers that you need. To arrange your free in-home health care assessment, please do not hesitate to contact our Phoenixville office at (610) 490-8451. We look forward to assisting you and your family.